E-Payment Systems Assignemnt Assignment Example | Topics and Well Written Essays - 1250 words

E-Payment Systems Assignemnt - Assignment Example The report will also try to underline a comparison among the mentioned methods. Apart from that the report will also emphasize on the aspect of database security of the seller. Table of Contents Table of Contents 3 Introduction 4 Method 1: Credit or Debit Card 5 Method 2: Cash on Delivery 6 8 Method 3: Mobile Phone Payment 8 Matrix Comparison 10 Security 11 References 12 Introduction In spite of the incident of dot-com bust, internet has changed the way organizations carry out their business. Internet helps an organization in finding new avenues of generating revenue, achieving new set of customers and also managing the supply chain of the business. Internet has significantly impacted on the global economy (Reynolds, 2004, p.5). Organizations also understood that internet is one the best medium of carrying out the business in a cost effective way and directly selling the products to the end user, thereby restricting entry of any third party. Thus during the early 1990’s the co ncept of e-commerce were hugely incorporated into the business process of the organizations. Electronic commerce or what is commonly known as e-commerce is an application which facilitates online selling and buying of goods and services. It offers online fund transfer; Electronic Data Exchange (EDI), online marketing and different other applications. The major advantages of using e-commerce are maximization of speed in the context of service delivery, reduction in the overall cost and also quicker response to the customers. Electronic commerce also plays crucial role in the process of online payment. Online payment method refers to the process of directly transferring funds to the seller’s bank account. The biggest advantage of an online payment option is that it instantly completes the entire process of payment. The electronic payment options which are accepted in e-commerce include credit cards, debit cards, cash cards and internet banking. Furthermore in order to conduct i nternational money transfers there are several online platforms such as PayPal, alert pay and Google checkout among other which aid in the process of transferring money. Therefore in order to facilitate online payment options issues such as convenience of customer and technical infrastructure and the security of the method must be taken into account. Thus modern systems need to be incorporated for better and smoother transaction. The recommended methods of payments are summarized below:- Method 1: Credit or Debit Card A debit or a credit card is one of the most widely used and accepted method of payment. Credit cards or debit cards are generally issued by banks or any other financial institutions. In this payment method the user directly transfers the money to the seller’s bank account either from its own bank account or through the credit issued by the banking authority. The process is also very simple, thus it will provide huge convenience to the customers. Furthermore it a lso consumes very less time the payment process can be carried out within few minutes. In case of customers making use of credit card they need to repay it later to issuing authority while on the contrary debit card users pay real time from their respective bank account (Radu, 2003, p.2). The option also provides high security to both the

Pasternak Essay Example | Topics and Well Written Essays - 500 words

Pasternak - Essay Example In the writings of these two poets readers can see true reflection of the â€Å"shifting biographical, cultural, historical, and sociopolitical circumstances† (Hasty, 591) within which they developed their relationship. Ciepiela based his book on numerous authentic materials that have given the picture of how the two poets immensely influenced each other’s creativity along with the complexities in their relationship. Ciepiela has explored the way gender has been illustrated by the poets in their writing which provides a new perspective in the manner that the poets can be understood like their traditions and cultural backgrounds. One work of Boris Pasternak that was published in the year 1929 was The Tale. This prose is considered as one of the most complex short proses of Pasternak and hence has not been much studied by scholarly articles. While in the views of the scholar A. Livingstone the work is considered as â€Å"unfinished, untidy and confusing†, in the views of M. Aucouturier it is one of the most cleverly written works of Pasternak. However, the complicated structure of the prose is emphasized when it is studies in the backdrop of its literature and history. It was initially conceived under the title Revolution and the story was set in the period between pre-war summer of 1914 and before the beginning of 1917. The Tale is written in the style of â€Å"triple-frame narrative† in which there are two inner tales that act as counterpoint to the outer story. In the innermost tale, the story revolves around a young man who sacrifices all comforts of life as protest against all injustices in the world. Such careless sacrificial gesture of the protagonist â€Å"anticipates the compromised idealism of the coming era† (Swift, 114). In this way Pasternak has made the novel a reflection of the Russian revolution. One of the most popular works of Boris Pasternak outside Russia is Doctor Zhivago which was published in the

David Cameron Economic Policies Economics Essay

David Cameron Economic Policies Economics Essay In 2008, the British economy was facing recession. The manufacturing and construction sector were experiencing a slump in to their profitability, while the service sector was not growing. David Cameron took over as the Prime Minister of Britain, in the year 2010. The Prime minister introduced the deficit -reduction strategy as his main policy of improving the British economy (Faulconbridge and Matt, 2). The economy reacted passively, with a minimal increase of its GDP, which stood at 1.1%. In 2011, the economy did not peak, though there was a reduction in the governments budget deficit, due to the austerity measures of David Cameron government. In 2012, the British economy experienced a slump in growth. The nations budget deficit grew to 11%. The GDP of the country fell by a margin of 0.7% in the year 2012. This is attributed to the amount of money the government spent in hosting the Olympics. However, David Cameron defended the move arguing that the construction will give the country an approximate amount of 13 billion pounds, over the next ten years. This paper analyzes the David Cameron policies on economic development in Britain. It analyzes the results of these policies, and the public reaction to the policies. It draws a conclusion on whether David Cameron is enacting the right policies that are beneficial to the British, over a long period of time. The Cameron government has enacted policies of dealing with budget deficits, and government debts. In the financial year of 2010/2011, the Conservative government introduced an emergency budget that was aimed at reducing the structural deficits of the countrys budget. The government agreed to reduce its spending to about 6 billion pounds. This policy by the Cameron government is referred to as austerity policy. Austerity policy refers to measures a government takes in order to reduce its deficit, and they are in the form of reducing government spending. The government does this by reducing the money in spends in providing services to its citizens (Faulconbridge and Matt, 2). This also includes the benefits it pays to its civil service, and other groups within the country. For instance, in 2010, Chancellor of Exchequer, George Osborne came up with a review of government spending. The Chancellor estimated a cut of an approximate value of 81 billion pounds over the next four years. This amounted to 19% of budget reduction in every department of the government. The government announced a seven billion pound reduction in welfare spending, and housing benefits. The government increased pension contribution of public sector employees, and a cut of 7% financial contributions to all local councils in England. The Office of the budget responsibility announced that these measures will lead to a loss of thousands of jobs. These austerity policies faced resistance in England. The labor party is the main critic of these policies by David Cameron, and it suggests an increase of taxation to the rich, for purposes of reducing the deficits (Faulconbridge and Matt, 6). However, the David Cameron government opposes this move, and suggests a cut in the welfare spending of the state. Cameron removed taxes that generate money which is used to provide local services, and reduce the amount of money Britons pay on rail fair. He faced criticism from the middle class people, but he justified this action by stating that it will prevent a cut in medical and school services. Due to the policies, the British economy is emerging out of recession. However, economists project a weak economy and uncertainty over its growth in the next coming years. The inflation rate is 2.7%, and therefore reduces the disposal income of the various households in Britain. However, this figure reduced by a margin of 2.5%, as compared to 2011. In 2011, inflation stood at 5.2%. In the corporate business environment, there are mixed results in terms of profitability (Faulconbridge and Matt, 6). For instance Halfords corporations, a bicycle manufacturer reported a drop of 23% of its revenues, while Arcadia, a clothing retail company posted a profit of 25%. The British government is of the opinion that the economy is stabilizing, despite these figures (Flanders, 4). Basing on this, David Cameron is right in initiating the deficit-reducing strategies. This is because moving away from the strategy and increasing government borrowing will result to recession in future, and increase government debts (Flanders, 3). Increased borrowing will make the make the British economy to the vulnerable to the Eurozone crises, leading to recession. It is therefore better to initiate policies that will improve the economy, even if the short term consequence is not beneficial. In the long run, the economy will generate jobs, and the government will have enough money to improve the welfare of its citizens.

A Bat in the Wind :: Movie Script Film Creative Papers

A Bat in the Wind Assume you are a screenwriter in the year 2010. You have been commissioned to write a movie script about women's sports and current society. What is the theme? Who are the protagonists? What are the issues and how does the movie end? "A Bat in the Wind" Timeless themes of equality, truth and perseverance are presented in this heartwarming tale of one courageous softball player and the wiffle bat that she adored. It all begins one summer day shortly after Tegan's sixth birthday. The scene opens with the young girl enviously watching a group of children play wiffle ball in the park across the street from her grandmother's house. She furtively glances behind her at the kitchen entrance and listens to the sounds of lunch preparations while contemplating the distance to the door. With a determined look in her eye, she takes a shaky deep breath and dashes out to the park to join the game, all the while looking back and wondering what her grandma would say. She approaches the field and stands by the rusty fence behind the plate. One of the older girls – she looks about ten or twelve – spots Tegan and invites her to join in. The kids show her how to swing the bat and the pitcher starts to toss the ball in her direction; they l et her keep swinging until she hits one. When she does, the light wiffle ball catches the wind, floats high in the air, swirls around a bit, and lands two inches from Tegan's feet. After staring at the ball in wonder, she looks up and a slow smile spreads across her face. The other kids laugh and Tegan joins in with glee. The boy at first base looks at his watch and yells, "Hey, it's lunch time," causing all the wiffle ball players to scatter and race home in search of food. The girl that invited Tegan to play tells her to come back tomorrow in the morning to play a game with them and Tegan agrees with an enthusiastic nod of the head. She turns to run back for lunch, and sees her grandmother waiting by the fence. "Why didn't you tell me where you were going, Tegan? I couldn't find you in the house and I was worried." "I thought you'd be mad at me," the young girl cried. "For playing a game?

British Enlightenment

It is the realization of major reforms in life and its beliefs occurred during the age of enlightment which was a short period in our human history when thinkers gave realistic recognition of the sad human state and condition and giving optimism to a new set of ideas. (Roy P. 35) These set of ideas question tradition the very basis of pre conceived thoughts of the past. The set of ideas also had an attitude within themselves, which did a way with beliefs and justified modernism (Roy P.  50)The British Enlightenment The British enlightenment was a movement which started about the year 1680 and it is believed to have ended in the year 1820. This was a time and age which many philosophers and thinkers thought of ways to cope with challenges faced like ignorance and superstition. (Gregory C. 114) It was characterized by much scientific and intellectual accomplishment. It was the age of great thinkers.The British enlightenment was a movement which in many ways named itself since the thi nkers and writers thought they were more enlightened than the general population at that time, since most of them were poor and lived in rural settings and thus the thinkers set out to enlighten them. (Roy P. 43) But the British enlightenment did not start from within, it was influenced by the greater Europe which had been undergoing â€Å"Enlightenment† the greatest influence on Britain was the Scottish and the French enlightenment which had started a little earlier than the British enlightenment.(Burke, P. 55) But also the British overthrowing their king earlier in the 17th century creating an opening for democracy and Protestantism started the French and the Scottish enlightenment. The British enlightenment was commonly referred to, as empiricism in Britain since the main characteristics of enlightenment namely search for knowledge and defiance of tradition were not so visible due to their social conditions. Nonetheless the things mainly targeted for change were hereditary aristocracy and religion especially Catholicism. (Gregory C.116) This period of enlightenment in Britain was characterized by rise in intellectual life, which brought improvement in Britain’s key sector of agriculture. More ways of maximizing output were realized thus reduced famine commonly experienced after every eight to nine years. The economy also advanced due to this and more people moved to urban areas in such of prosperity especially London which had close to a million people at the time. (Gregory C. 112) There were also a growing number of people who believed in science and disciplined reason.There was also a chance for common people to explore fanatism and passions, which were earlier, deprived by traditions and beliefs. Enlightenment had its benefits but had its fair share of downfalls. Due to increasing urban population, citizens drank and gambled causing a decay of morals and family values, streets were filled with prostitutes and people had lack of respect to v alues once strongly upheld. (Gregory C. 112) Thinkers like John Locke and David Hume led this revolution.They believed that humanity was deeply inclined to emotion than reason thus sparking a wave of people who believed less in magic or supernatural things but more on the power of human reasoning. Enlightenment though welcomed openly in Europe especially in England, Scotland and France had its enemies most prolific being Karl Marx the founder of maxim or better known as socialism. It also led to uprisings like the French Revolution but all these did not deter the British from being enlightened thus forming the basis of capitalism and a new era.(Gregory C. 113) Conclusion The enlightenment is mostly viewed as an anomaly in our history when people believed perfect societies would be built in a matter of reasoning, sense and tolerating each other. But these infatuations can never be realized since religion is a key mover in modern society and still has a strong following of disciples w ho believe in supernatural beings and customary beliefs. Superstition is still a major setback in the enlightening of people.But enlightenment is still alive with us with the human rights activism and belief in pursuing your passion and fanatism without fear of authority but belief in human equality and prosperity Thus nobody is left out when fighting for there rights even in minorities like the poor or disabled. Though the brief enlightening era is long gone there are still a few enlightenment pioneers in the modern age who believe in human knowledge and prosperity without fear of authority but belief in human equality and prosperity, to this day the British still concerned with the affairs of politics and morality with intensity.(Burke, P. 66) Works Cited Burke, Peter. Popular Culture in Early Modern Europe. New York: Harper and Row, 1978. 23-67 Gregory Claeys: Utopias of the British Enlightenment, Cambridge Texts in the History of Political Thought: Cambridge University Press, 19 94 112-118 Roy Porter: The Creation of the Modern World: The Untold Story of the British Enlightenment: New York: Norton, 2000. 34-56

Life Support Essay

The issue of sustaining life by medical technology is complicated by uncertainty as to when death actually occurs. Is it when breathing ceases, the heart stops beating, or brain activity is no longer evident? Medical support can keep a body breathing after meaningful signs of human life have ceased. There are individuals who seemingly have died, only to be resuscitated within minutes of interrupted heartbeat or breathing. Some who have been so resuscitated and kept alive with life support have recovered and returned to live normal lives. Others have not. Questions arise in these instances: How long should one try to hold on to life, especially when suffering persists and the quality of life is at question? When is our appointed time to die? Although most people may think of ventilators when they hear the words â€Å"life support machine,† there are many other types of machines used to sustain one’s life. The type of life support machine used depends on the medical condition of the patient and the reasons for the use of life support machines. Patients with life threatening illnesses may make the choice to use life support machines while they are still of sound mind and capable of making their own decisions. There are four main types of life support machines. The first is a ventilator, which forces air into the lungs of a patient who cannot breathe on her own. The second type is a pacemaker which is used for those who have irregular heartbeats, or for those who suffer from an abnormality of the blood vessels. Next, there are dialysis machines, which are most commonly used for patients who suffer from renal (kidney) failure. A ventilator works by forcing warm, oxygenated air into the lungs while removing carbon dioxide. A plastic tube is inserted through the mouth and into the trachea, and is then hooked up to the ventilator which monitors every breath of the patient while regulating the air pressure at which the patient receives the air. Pacemakers are used most frequently for those who suffer from an irregular heartbeat or rhythm. They are surgically inserted below the skin, and emit electrical impulses that remind the heart to beat normally. Dialysis machines are used for both short and long term use, sometimes as a temporary measure to maintain the patient’s health until they can receive a kidney transplant or to prolong and provide a quality of life for people who are not transplant candidates. Hemodialysis is often used three times a week to help cleanse the blood and remove the build-up of deadly toxins. Hemodialysis machines work by removing the patients blood, running it through the machine to cleanse it, and then pumping it back into the patient. This process happens simultaneously with the use of a shunt. Life support machines enable patients to survive for a period of time while their body is recovering from a specific illness or injury. They benefit patients who only need them for a short time as well as people who are attempting to maintain quality of life for the long term. Life support machines are also beneficial in the event that the patient is deemed â€Å"brain dead. † In these circumstances, the organs continue to receive oxygen-rich blood flow to keep them functioning until they can be removed for transplantation. Many believe that life support machines are used only for those who are comatose or critically ill. They are however, also used for those who have a life threatening disease or injury, such as paralysis, who are attempting to maintain a normal life. A perfect example of this is Christopher Reeve. He relied on a ventilator to breathe for him a majority of the time, and before his death, was still able to lead a productive life. Many also believe that life support systems are used only in a hospital. Again, this is not true. The use of noninvasive ventilators are becoming more popular for those who wish to live at home. Patients who receive dialysis are able to reside at home while visiting a dialysis treatment center on scheduled days.

Free Essays on Disadvantages Of Being Single

Disadvantages of Being Single A single person has more disadvantages in life than a person in a relationship. Often it seem that every film, television program, and magazine is full of people in relationships. In a world that looks to be focused primarily on couples, a single person can regularly feel lonely and long for a significant other. When one is of single status, he does not have anyone to share his most intimate feelings, to hold him when he needs held, to show him affection , and various other activities a person in a relationship enjoys doing. Because of this absence, a feeling of solitude is felt by one who is not in a relationship. Some may say that he has friends he could rely on to make up for the emptiness that is felt, but in reality a friend can only do so much. Most activities are enjoyed more when done by two people. When a single person goes out to a party or another type of social gathering, he must face others who are in relationships and often will not be accepted in groups where couples are the priority. As a consequence, a single person seldom goes out as much as a person who is in a relationship. When a person is single, he usually has a shortage of money. There is only one income, whereas in a relationship there is usually two incomes to help support the household. A single person may also find himself spending money on trying to get a date or find someone he will be happy with for the rest of his life. Benefits from work and taxes are also limited to single people. Often discounts are offered when one takes out a family plan or has dependents, which saves a person considerably. A single person misses out on some of the benefits offered to a married individual. At one point or another in everyone’s life one must consider having a family. Families usually consist of a mother, father, and children. If a person is single, she doesn’t get the opportunity to have a family. The t... Free Essays on Disadvantages Of Being Single Free Essays on Disadvantages Of Being Single Disadvantages of Being Single A single person has more disadvantages in life than a person in a relationship. Often it seem that every film, television program, and magazine is full of people in relationships. In a world that looks to be focused primarily on couples, a single person can regularly feel lonely and long for a significant other. When one is of single status, he does not have anyone to share his most intimate feelings, to hold him when he needs held, to show him affection , and various other activities a person in a relationship enjoys doing. Because of this absence, a feeling of solitude is felt by one who is not in a relationship. Some may say that he has friends he could rely on to make up for the emptiness that is felt, but in reality a friend can only do so much. Most activities are enjoyed more when done by two people. When a single person goes out to a party or another type of social gathering, he must face others who are in relationships and often will not be accepted in groups where couples are the priority. As a consequence, a single person seldom goes out as much as a person who is in a relationship. When a person is single, he usually has a shortage of money. There is only one income, whereas in a relationship there is usually two incomes to help support the household. A single person may also find himself spending money on trying to get a date or find someone he will be happy with for the rest of his life. Benefits from work and taxes are also limited to single people. Often discounts are offered when one takes out a family plan or has dependents, which saves a person considerably. A single person misses out on some of the benefits offered to a married individual. At one point or another in everyone’s life one must consider having a family. Families usually consist of a mother, father, and children. If a person is single, she doesn’t get the opportunity to have a family. The t...